Money is something which we all need to survive and prosper. Here are some suggestions to manage your money more effectively.

It's important to know where you stand when it comes to money. Go through and find out how much money you have in your accounts, outside of your accounts and in terms of things that you own (Cars, Morgages, etc.).

Next, write the figures down and write down how much you expect to be coming in per week/month in the next year.

Figure out and write down the various things that you have to pay for in the next year. This should be in two categories... 1) that which you will spend regularly (bills) and 2) that which comes up once or a few times a year. Remember that includes things like holidays, weddings, birthdays, christmas and other special events.

There are lots of great books available on money. The Irish financial expert Eddie Hobbs is full of brilliant advice in his books and there are experts that share wisdom about money in every country. Figure out what you can do to save and make your money last longer.

A Prosperity Consciousness is having the attitude that you deserve to be wealthy and it's good to be rich. It involves acting like a Millionaire before becoming one. You tip well and are not scrimping with your money because you know that you have the ability to create much more of it.

There are always more ways to make more money and ways to save money better. Practice these skills (they are skills) and make sure that whatever methods you decide on are ethically fine and do not negatively impact any other parts of your life.

There is something that most wealthy people seem to agree upon. When you give well to a good cause, somehow you'll make the money back easily enough. Practice donating some of your earnings. It will work well for you.

Prioritise your expenditure and take care of the important bills first. Only after you have dealt with the bills, begin to look at what you can save and buy.